Financial Technology, or Fintech products, services, and companies, are an essential component of the modern economy. These companies power the interconnection of the global and national economies. They also have the power to bring more segments of currently unbanked populations into the financial system, enabling increased prosperity, access to credit, and countless other opportunities.

 

In contrast to traditional banking services that are “output” focused, properly designed Fintech companies are “outcome” focused with the user at the center of the financial services ecosystem. To achieve this, fintech products need to be designed to be transparent, explainable, and robust, with thoughtful development of the underlying artificial intelligence systems powering them.

 

We work with clients to clearly define opportunities between “outcome” and “output” focused fintech solutions, how to position on the Banking-as-a-Platform (BaaP) and Banking-as-a-Service (BaaS) field, trends, potential risks/opportunities, and product design that serve customer needs.